Costs and insurance

Costs of the delivery and the stay

Health insurance providers
We have made agreements with most of the health insurance providers for the delivery and stay in the Birthing Clinic. You will find an overview below. We would like to remind you that you must always read through your own policy terms or consult your insurance provider for your specific situation.

• Azivo / Menzis

A delivery in the Birthing Clinic is compensated by these insurance providers as a ‘non-medical out-patient delivery.’ A legal personal contribution (€ 297,43,-) is applicable here. In the terms of the policy, you can find what is paid for by the insurance provider, as this varies per healthcare package. If you have supplementary insurance, you will probably be reimbursed, either partially or in full, for this deductible.
When you have your baby in the Birthing Clinic, you receive 24-hour care. The billing charges start at the moment you come in and you will also be billed for the assistance during the delivery and your meals.

• Achmea / Agis / Delta Lloyd / CZ / Univé / VGZ / IZA / IZZ / Izacura / Trias / De Goudse / DSW

For clients who have one of these healthcare providers, the delivery is compensated as a home birth. There is a maximum of 4 hours for a home delivery. For a 24-hour stay, there is a maximum of 8 hours of maternity care. The legal personal contribution for maternity care is € 3,90 per hour.
Those who are insured via Izacura are automatically also insured for the personal contribution and can arrange the payment via a declaration form. The personal contribution is then reimbursed by the insurance provider directly into the account of the Birthing Clinic.
As far as the other insurance providers are concerned, please see your own policy conditions. If you have a supplemental insurance, then you will probably be reimbursed for some or all of the personal contribution.

An example:
It is possible that you have received maternity care for 1 12-hour day (4 hours of assistance at the delivery and 8 hours of care), depending upon the time that you came in. For a delivery in the Birthing Clinic, you pay € 3,90 per hour (NZa [National Insurance rate 2010). For 12 hours, that is a maximum of € 46,80.

Tip:
If you are insured via VGZ with the Gezin & Zeker Pakket [Family Security Package], then you are entitled to 20 extra hours of maternity care. You may then, without medical grounds, stay for 8 days and also have a few hours of maternity care at home.

Costs of staying after the delivery

If you want to stay in the Birthing Clinic after the delivery, or if you come to the Birthing Clinic from the hospital after a medically-indicated delivery, then the following applies:
For a 24-hour stay in the Birthing Clinic, you will be charged for 8 hours of maternity care.
On the day of arrival, all the hours are counted up until midnight, with a maximum of 8 hours. On the day of departure, all the hours are counted starting at 6.00 am.
When you register at the Birthing Clinic and use home maternity care from Kraamzorg Wereld Wonder, only one registration fee declaration will be sent to your insurance provider. If you want home maternity care from another organization, then the registration costs (set in 2010 at €38,22) are at your own expense.

Personal contribution

The personal contribution (depending upon your insurance provider) and all other costs will be billed by the Birthing Clinic at the end of the stay. You may pay either in cash or with a pin card.
If you have a supplementary insurance and your healthcare provider covers the entire personal contribution of the maternity care/out-patient delivery, then we will give you a declaration form so that you can ask your insurance provider to pay the personal contribution into the bank account of the Birthing Clinic.

Extra costs

The material costs and meals are to be paid at the end of your stay; you are not insured for this.
The Birthing Clinic uses the standard fees for maternity care that are set annually by the NZa.
If you still have questions, please do not hesitate to contact us. Our receptionists will gladly help you.

Maternity packet

You may bring your own maternity packet for the delivery so that you have no material costs for the delivery itself.
If you do not bring your own maternity packet, then you will be charged € 12,50 in material costs for the delivery.
You will be charged € 9,00 per day for material costs for every day that you spend in the Birthing Clinic. If you bring your own maternity packet, then you will be charged € 5,50 per day.
The material costs include: cellulose mats, maternity sanitary towels, diapers, use of linens and care products for the baby. Also, the drinks that are supplied by the nutritionist’s assistant and the fruit puree are also part of the material costs.

Cost for the meals

There is a € 11,00 charge for a guest who spends the night. This includes breakfast.
These prices are valid as of 1 January 2010 and are not binding.
Due to the wide range of insurance providers, no rights may be derived from this information.